Hi Jeff, I guess I was too ashamed to of fell a victim to a rouge property management company and home owners local scam that this is over, Let me just clarify things a little, I was going to invest some monies I came into in a residential property and with he belief that a good deal on a home along with the turning of the tide in so far as property values going up, I gained a good chance at getting into a home with a 5 year time plan to invest in its value, upgrades and savings on rental money I would have been throwing away, lead me to a deal i found on craigslist, seemed all legit, licensed agent, under a licensed broker seemed ok..a purchase of a home for a $3,500 down payment $300 over rental market monthly and the owner caring in his name until I placed in my sons name as we were planning on entering first time home buyers with his unblemished credit and his job history and monthly take home with no credit or no bad credit he was the perfect candidate  for the program and I informed the agent of all these deals before and she came back in agreement to my 1 year maximum time down from the advertised 3 year agreement...I said we would start this purchase within the next few months and she new this and said owner agreed to it and proceeded to send me the contract to sign, and I had already seen the example contract posted on this website that craigslist directed you to look over before calling..and I did..I examined the contract and determined it was what I wanted , an contract to purchase not a rent to own rental...There was an actual purchase agreement on line...and when I was signing this contract electronically, it appeared same, in every way, the places that required input were highlighted in red. so that looked to be the only changeable places and they were as stated.Only later when they began the hounding constant pressing, the owner popped up on my email afterwards, they wanted payment for everything under the son, I mean everything even when i learned the owner turned the power on the same day i was to move in, and the agreement said it would be on for 5 days before we have to transfer service service, i transferred service same day, took the 5 days to complete and i sear the first month I was hit with a bill for $890 additional monies and it wouldn't stop.

Banks are required to maintain documentation to support their underwriting ability and decisions to provide to regulators and auditors when they are examined/audited.

However I would like to refocus a moment and examine a few points. 

ONe thing that I found to speed things up once I figured out they had to pay a sub contractor ( title examiner abstractor) was to offer to pay them up front to run title .. that got things moving.

I have been licensed for 12 years and  recently passed the broker's exam in California.  

@Seth FarrellWow, examination date on a weekend.

Examine their management agreement, check to see if there is an out clause if you are dissatisfied, make sure it spells out the responsibilities of the owner and the property manager 7.

Although who are these usual suspects ("hammer swingers") interested in property without examining inside, the neighborhood, or investor?

So far I have examined Texas, Florida and I may be open to OCK.

Chimney re-lining should also be examined.