Oh, and be sure to get a profile picture up, it enhances your credibility on the forums.

Assumption being of course is that they have additional loans to fund.For the finance geeks, I realize that paying the points upfront further enhances the rate of return, but I tried to keep this simple.

With your background in finance you can start to sort out your comfort and enhance your criteria there.  

When I bid a home I spend at least an hour with the investor to understand basic taste such as material grade, creative enhancement opportunities that may exist in the asset and desired time line.

If you take some of that money and invest in a degree ($50K at a state school, including room and board) or a technical certificate (some are only a few thousand and take less than a year), you're earning potential will be significantly enhanced.

Keep your REI account separate from your personal account and never rob it to enhance your personal life until your WHY is achieved.  

Provide all of the above for low margins on a property that is not going to enhance the portfolio. 

I was able to scrounge up 15k through family for the down payment, but I had no money to enhance the property I was buying.

She stated that the role of politicians was to be civil servants and enhance the lives of their constituents. 

It will give the extra mile of paying low taxes ( enhancing total return of the investment).Finally, after analyzing the investment, if you can really afford the negative cash flow, go for it.