That’s where I think the opportunity is… 

Additionally, I have a broader vision for developing the land behind the property, which is currently in progress, creating additional opportunities for long-term rental income and growth.

I think you will probably need 4-5 bedroom to make it work close to break even and you may even need to rent out your bedroom occasionally when the opportunity presents itself. 

Urban areas like Austin and Dallas are appealing for growth potential and job markets, but the suburbs and smaller towns offer more unique opportunities (lower entry costs and a steady flow of families and retirees seeking affordability and space).

Honestly it’s all about opportunity cost.If that additional cost is going to yield you more than it costs; then pull the trigger .If you borrow a down payment, it’s going to reduce your cash on cash return as your mortgage payment is increased. 

I'm always open to new leads and opportunities to work together, so please don't hesitate to reach out. 

By doing so, you'll be well-positioned to identify great opportunities in the Houston market.Good luck!

With that being said I have found an opportunity to get back in the game. 

@Douglas the VA loan is a great opportunity, and I love the way you're thinking.

A couple of things: - If you put more cash down, perhaps there are opportunities on the debt side that emerge - can you find assumable debt?