Probably not.The real question is where would that person be in 15 years if he either:(1) took the no-closing cost loan and invested the $6000 he saved up front or(2) paid the $6000 and invested the extra $107 a month.In either case, in 15 years, he would have the home completely paid off plus the value of the investment (either the original $6000 or the monthly $107).

A few years back Maryland lost a case in the Supreme Court because they did not allow a credit against county/city income taxes for taxpayers with out of state income.

This is not always the case.  In

case in point.I had a care taker on my Oregon Tree farm  ( 700 acres we needed to keep hunters off) and he bought his own MH and moved it there..

If that’s the case in Michigan just serve him n find someone else.

That clause only makes sense if there's a possibility of the winner bidding less.This might be key here… the deficiency judgement is not against the winner of the auction, but the defendant in the case.  In

I think he likes to bill me if he is "thinking" about a case while he is eating dinner.The bottom line is that I need some type of case law to prove my case in court.

If you were to get additional financing even from the seller you would have to inform the first lien holder who in this case I would bet 100/100 times they would absolutely say no to this.If the seller is stuck with their number - walk away- wait 3 months and come back - if it’s worth less and appraisals show that then someone getting financing will be near impossible and only a cash buyer would most likely do it which is unlikely unless this property Is a complete cash cow (which probably not the case in todays market)

Case in point is our access to the mountains, number one rated bike trail in the country (breaking news - Google the Huckleberry Loop) and great balance between snowbirds (retirees who come just for the winter) and growing industries like Raytheon, Caterpillar, Roche, University of Arizona and Davis Monthan Airforce. 

Makes sense when you consider that you don't have all the property coverage, etc that has to be insured.If you have an OLD property this may not be the case.  In