Making your unit ADA accessible can offer several benefits, including a larger tenant pool, potential for higher rents, and future-proofing against regulatory changes.

I imagine the latter would help conserve water usage, but the prior is easier and some tenants don't want to pay for hot water but they could run up the bills at my expense and I'd have to wait 1yr to adjust usage.

The profit will be taxed at my personal tax rate.What's the benefit of having an LLC to do flip?

The vast majority of states also leverage figures on a federal return as a starting point to define taxable income, making adjustments to those figures to arrive at the portions of income that are taxable for state tax purposes. 

@Dan N.These types of strategies is like building a conveyer belt between your home and your neighbors in order to borrow sugar from your neighbor instead of just walking there, knocking on the door and ask for sugar.Making these overly complex strategies for real estate really adds zero benefit and just costs you extra money in the long run.May I ask why you need such a complex structure ?

The reason I say could is because your current income, tax situation, and real estate investments can dictate if buying real estate might benefit you.

If you're just seeking an agent for flips, then I'd check out Premier Point Realty & Homestead both heavily equipped with experienced agents and many who are seasoned investors themselves which comes with its own benefits. 

I recently had my tenants extend their lease agreement but we've had to adjust whom is renting and the responsibilities.

However, if these aren’t itemized clearly, it’s worth asking for an explanation from your lender to make sure you’re getting the full benefit of the assistance.Your lender mentioned the title fees are conservative, which means they might come down closer to closing.

Therefore, while it's not the wife's homestead, she gets the benefit of it being her husband's homestead.