If you never get the cash flow that is estimated, you aren't coming out ahead.I just wrote this this week, and it's a slightly different question, but it hits the problem with sketchy areas-https://www.biggerpockets.com/renewsblog/buy-a-che...Bad tenants, in my opinion, are the absolute #1 problem when it comes to actually getting the cash flow you are estimating to get.

Not much going on in the town, as well as being quite far away and in the middle of Calgary and Medicine Hat, I can't see much growth happening.

We will supply our ACH and W9 from our LLC to the company and they will pay us like a vendor. 

It should offer online payment options through ACH transactions or credit cards.

Look for a bank that has low minimum and no fee per account and that has a good online banking that let you transfer from one account to the other immediately for free.Also check if you have good way to receive or send outside payment (ACH, Zelle, mobile deposit...).Look at local banks and credit unions.

What about a good ol'fashioned ACH Draft form? 

I do online ACH payments for my mortgages, and I write myself a check for my work. 

The upstairs guest being noisy for the downstairs guest is the only draw back I can think of in regards to renting them out as STR but I'm hoping that with the area (a little away from Pier Parks madness - hopefully have more respectful guest than not) and some nicely stated ground rules for being mindful/respectful to the downstairs guest that we can avoid some head aches... even though we do know that we'll still get headaches every now and then because it just comes with the territory. 

The payor then makes the deposit directly into the payee's account via the Automated Clearing House (ACH).

Also, fwiw, it does not take 5 days for ACH transactions to clear..