Figure out how big your appetite is and eat, even if it is one small bite at a time.

@Nick Ovington Everyone has a different appetite for investing and cash flow margins.

Some banks or credit unions have more of an appetite for a certain type of product, say commercial properties, or owner occupied, or purchase mortgages. 

Price point: $70-100KCAP: 9.0%+Rent/Price: 1.3+Cash on Cash Return: 15%+I am really interested in Dallas and Houston because of strong macro-economic fundamentals like job and population growth, but have heard that both markets 'are farther along the recovery cycle and that means home prices have rebounded to a point where cap rates are suppressed.'  

Over time the high taxes may suppress appreciation but if you're looking for cash flow, it's easier to find in RI than MA at the moment.

@Carlo TriassiVacation rentals are tough depending on the areas you choose, I would recommend starting somewhere like Orillia unless your appetite for risk is high.

Neither is better or worse its all about each ones appetite, however there is no better way to build wealth then real estate.  

You seem comparatively young, which gives you a mathematically higher threshold for risk (although your personal threshold/appetite should also be considered).

@Shelly Doris Thanks so much for the recommendations, I'll be sure to bring my appetite!

Is there a way to suppress the "john and mary are now colleagues" type messages that I see?