I understand this is my responsibility and I filed an insurance claim and the garage is currently being rebuilt as the entire thing was destroyed.

I understand this is part of the learning curve, and once I can have the PM "release" me, I might consider it and save 3k/yr!

You will want to talk with a CPA that understands S Corps as well as real estate. 

Understanding how to enter certain markets and when, if they're on your radar, is important.

I am sure they know which carriers (though they may be non-standard and pricey) are still offering coverage there.

Costs can be on the lower end if you use more standardized templates, while custom documents tailored to specific deals tend to fall on the higher end.Location can also play a role, with attorneys in larger cities often charging more.

Very cool to see lenders out there with an understanding of medium-term rentals!

I understand the sentiment, but I think it will have more negative effects.The problem is with enforcement.

They had the new company (new property maintenance group in our area I understand) come out and pump it, but with all the melting snow etc it just refilled up (because the form takes 3 days for approval and you can have the electric on. 

The agent said this is likely a market standard.