I have cut out all music and have been listening to the podcast and audiobooks for the past week while I drive for work trying to gain as much information as I can.       

Your standards need to drive the property management company. 

It definitely depends on a lot of factors - where non-QM is generally going to be about 0.5%-1% higher in rate, but can be more than that or even lower than conventional with some more options - one in particular is if you did a longer prepayment penalty period (5 years - at a descending penalty structure or even 5% all five years), then that could drive the rate down even significantly lower than the conventional alternative.

Click here to know what is going on and what is going to be required.The list of inspections is pretty exhaustive and covers a lot of things within the building and sanitary codes.The city believes that it has a problem with many older buildings being in disrepair and not maintained by the owners.The owners/landlords have issues with the city because they believe the city is overstepping its authority and does not have the right to inspect the buildings.In the middle, we have the tenants who should have clean and safe apartments to live in.

I had to have my wife drive so I can work on my laptop.

But I never liked "work like crazy and drive a Flintstones car and reuse plastic bags until you have $2M, and then put the entire $2M into stocks and hope for the best."

Do you research with some areas in the Poconos as some of the areas in my opinion do not feel safe from a crime standpoint.Mike

I'd still be working for "the man" in IT driving 60 miles each way to work and spending 3 hours in one meeting on one silly, meaningless report.     

There has been significant growth, especially with tech giants like Intel, Meta, Amazon, and Google setting up operations (2 data centers), driving up property prices and job opportunities.

@Naseema Subratiinvest within driving distance / where you can be hands on