One of my primary concerns is, as you stated Justin, psychological.

Obviously.It is simple human psychology.

But if you read multiple books about happiness psychology, increasing comforts and luxuries don't increase your quality of life (it can be a burden sometimes).

Give you some tips on finding deals then get your adrenaline pumping and hyped up with a few success stories and positive thinking psychology in a group setting . 

I studied finance, statistics, psychology, and computer science and I have had a great run in the tech industry.

It was one of the reasons I majored in school psychology.

I also don't think we have ever experienced the the whole EU shutting down in our memory which is a bigger psychological hit. 

And just psychology of such a traumatic experience will slow the market.

We are a bunch of financial people chiming in on a psychology question...and what material stuff means to our identities, extension of ourselves, signaling to others, belonging, memories, etc.

Also if you are looking to leave a legacy for your family, there are some good tips on how to do that without spoiling them.Personal development, psychology, and general reading:- Never Split the Difference - a book on negotiation by a former FBI hostage negotiator.