@Pearlita GaskinHonestly, I am rather neutral on this. 

It's a neutral way to get rid of assets and split the proceeds amongst beneficiaries so there's no bias.

I would then take the funds and buy as many properties as I can and put down enough so that they have a neutral affect on my DTI.  

If you buy near the bottom of the cycle, not only do you reap the most appreciation, but you also have a chance to be cash flow neutral or positive right off the bat.  

I'm trying to be "neutral" and answer the OP.

Lower your monthly as much as possible by negotiating a lower purchase price given the hit to affordability then keep the property until you can refinance at a time with lower rates.If your property is equity neutral, meaning it pays for itself without cash flowing, you're in a great position to refinance, HELOC, or 1031 down the road.

Is it not fair to expect cashflow or even be cashflow neutral in the current interest rate market and in this particular housing market?

So I am reporting from a neutral stand point on the Rentredi software after 2 weeks of being a member.

whats the real value of a 2/3 bedroom apartment, the prices now are just because  expectations or its neutral ? 

If you want to think of it the way you are and count it, realize that even if you are cash-flow neutral to start, as rents rise and interest rates fall allowing you to refinance you will cash-flow better, PLUS you are paying down those loans building equity PLUS you are getting market appreciation over time.