If you are marketing the contract, but show the house you are actually marketing the house, and because you would collect a fee and you are doing it for another person it is Brokering, the area is a little gray but your actions make it back and white, its really hard to wholesale in WI and be 100% legal based on the terminology in the state statuteHere is what a Broker is defined as Per Wisconsin Statute:  (2)“Broker" means any person not excluded by sub. (3), who does any of the following:(a) For another person, and for commission, money, or other thing of value, negotiates or offers or attempts to negotiate, whether directly or indirectly, a sale, exchange, purchase, or rental of, or the granting or acceptance of an option to sell, exchange, purchase, or rent, an interest or estate in real estate, a time share, or a business or its goodwill, inventory, or fixtures, whether or not the business includes real property.

You will probably want to underwrite a higher vacancy rate if you have 5 smaller units as it seems you will be in direct competition with more like-kind units which will impact your market absorption. 

The quality of responses is in direct proportion to the quality of your question.

The rest of the cards are liquidated "indirectly".  

I'm just tired of some (definitely not all) agents, lenders, property managers, etc. soliciting business in a direct or indirect manner and then acting like they're innocent and "just trying to help".

The change in direction comes in light of the fact that we can no longer turn a cash profit in our area without putting more than a 20% downpayment (will take longer to acquire subsequent properties and will generate smaller returns given the price appreciation).

I can indirectly bet against the dollar with commodity ETFs and such.

I really need help from wholesalers with good success rates in direct letter marketing.

Although having a higher DTI will not directly increase your interest rate, it will impact the loan programs you may qualify for and indirectly limit a buyer from a potentially better option. - What factors of a mortgage can vary from borrower to borrower?

I want to give Craig a special thanks for indirectly motivating me and helping me see this opportunity to escape the rat race!