Analysis paralysis is always the product of the confidence not being there.

But Zillow isn't known for their insurance products.

Although that lender was not able to provide a loan product for us, due to our connection with the real estate agent; she did want to find a way to help us and connected us with another lender who was able to find a portfolio loan that would suite our needs.

The 3% mortgage years were a product of the Federal Reserve artificially tampering with otherwise free-market bond sales. 

Do you know how to contract the petroleum and store products? 

I have used hard money as a sort of bridge to longer financing, for example to fix a place up and stabilize it then move to a 30 year fixed product, whether that be conventional or DSCR.I do not think hard money is a good long term option as it is expensive, and STR's are long term investments in my eyes.

But there are many other options that governments can take to incentivize productive behavior.

No matter which product you pick, there is a learning curve.

My financial objective is Teak production and sales to India/China/Europe and also procuring physical locations that won't be for sale in the future.

I think checking with the city to make sure they are okay with the product from a code standpoint, would be the most important thing.