Every few decades, I will be foreclosing on a bunch of properties, and potentially taking a big loss in a few cases.

To comment on the bigger thread, commercial is generally better, but requires more capital.

Insurance rates in Florida have been impacted by back-to-back hurricanes, but from what I've seen on the ground, the bigger issue stems from something deeper.

The first year we got losses on our taxes which we anticipated.

Welcome to Bigger Pockets !

(including Auroa, Lakewood, Golden, Boulder, Arvada, Etc) 💫 My goal with bigger pockets is to help as many investors as possible to find the exact home that accommodates all their needs. 🏠 I first got interested in Real Estate investing since I was 18 years old.

Covers the building, $1M/$2M commercial general liability and loss of income.It does not have some of the bells and whistles that an STR specialty policy like Proper has, like coverage for liquor and off-premise liability. 

I've been operating in Maryland for almost 20 years.I am Bigger Pockets Maryland agent as well.

Just looking forward to learning more as the time goes on here in bigger pockets and in the Lincoln, NE area. 

From what I’ve seen, a lot of the bigger banks like Chase or Wells fargo tend to shy away from offering lines of credit backed by whole life policies.