I'm on the west side of Cleveland and Welcome to Ohio - check out the local REIA groups they are pretty active.

Just learned that Bank of the West, which in the East is called BNP, can do non owner occupied HELOCs in the SF Bay Area.

Property values in the area are flat (It's a town an hour east of Ottawa Ontario, an hour west of Montreal of around 10,000 people and there is no growth happening) so there is no real chance of appreciation on the property. 

they will call threaten beat their chest but you buy at trustee sale and you don't owe them. they are not super liens like other states were utls can survive.only thing that survives a west coast foreclosure is IRS  and some senior deferral tax's and ad valorum. everything else junior to the DT or not recorded goes away.. 

I would suggest restore on forest park parkway or west co off manchester. 

In the mid west it seems to be 15-20 year amortization periods (calc for principal and interest) while on the west coast I typically get 25-30 year amortizations. in the Mid west rates tend to be 5.50% - 6.25% for portfolio money while on the west coast you can get it for 4.50 - 5.25%.

I've been told about DelRay, Wellington, West Palm Beach, etc.... 

I'm focused in West Toledo.

Probably not even a parcel in the dessert part of West.

I am also considering buying a duplex in West Palm Beach because it would CF pretty well after the first year of using FHA.