Hi everyone,I am a small STR investor and in the past few years I have been investing in both stocks and real estatewith COC returns of about 20% for the past 3 years.I am considering diversifying my portfolio with LTR and I know that returns there are going to be a lot smaller.So I was curious to know if there was a rough formula that could include mortgage paydown, tax advantages, and estimated appreciationto be able to compare apples with apples.I am only familiar with Cashflow, CoC, Cap Ex, and IRR.

Curious how lenders will evaluate us for a joint mortgage if the home will likely be used as both a primary and secondary residence. 

Either way I'd be curious to know how this goes for you as I too am looking at a similar situation.

I'm curious to hear what you guys think!

@Adam Bartomeo curious as to what you see happening in Cape Coral in the long run.

We've set up a series of checks and balances to avoid these delays, but curious as to your thoughts.

Curious to know more about those two groups if you're willing to share.

It seems too straightforward, which is why I'm curious what I missed.

I understand that reading is valuable, which is why I'm curious to know which book you would recommend for a beginner like me to start with.I have yet to buy my first property but my goal is to house hack every year,  while buying and renting properties to hold long-term until my portfolio brings more cashflow than my W-2 job.

I haven’t done one yet with those characteristics so curious if anyone has input ?