You can use a co-borrower just make sure they have good credit and a (2) year work history of W2 income.Try and avoid self employed co-borrowers because their tax returns typically do not show income and are full of deductions.

So do your taxes.Insurance costs as well have risen on a nationwide basis by over 25 percent and if you’re in states like Louisiana, Nebraska, Colorado or Arizona it's over a 50% increase.So the average person sitting there saying how am I supposed to afford to buy a house today?

I have a really good "scaling" video that I share with my house hacking clients in Colorado Springs.

We were able to put a deal together 10 years later after the sale of a different property in Aurora, CO.

In Colorado Springs, I work with lenders that will offer a 0% loan on almost all of the down payment.

Co-Star is an amazing platform for data, but it is costly.

In Colorado Springs, we have a program that allows my house hackers to buy a house for $1,000 and the rest is covered with a 0% loan.

See Nobel prize winner and associate  quote....Gunner Myrdal, an architect of Sweden’s welfare state who was given the Nobel Prize in economics as the left-wing balance to his co-winner FA Hayek:  Myrdal stated, “Rent control has in certain Western countries constituted, maybe, the worst example of poor planning by governments lacking courage and vision.”3 His fellow Swedish economist (and socialist) Assar Lindbeck asserted, “In many cases rent control appears to be the most efficient technique presently known to destroy a city—except for bombing.”Seattle is a prime example.

MCC won't have a chair for anyone though when the music stops and the card co's struggle and start enforcing fine print.

But real wealth comes from long-term buy-and-hold, and if you hold this for 20 years, the money you'll make then will dwarf that small savings.Plus, at least here in Colorado, the market is picking up.