Side note: I see I spelled refinancing wrong, but couldn't figure out how to fix it.  

Full Disclosure The Tenants signing this Rental Contact hereby state that all questions about this Rental Agreement have been answered, that they fully understand all the provisions of the agreement and the obligations and responsibilities of each party, as spelled out herein.

ALWAYS spell out everything in the contracts with contractor or they will take advantage of you.

I also look at liability and glass & shower could spell issues.  

No mortgage or real estate broker licenses to be found.Promising an unrealistic rate.A whole crap done of super basic grammar/spelling errors, like "what is are unsecured loans?"

It will spell it out for you.

Really appreciate you taking the time to spell all that out.

You’ll need to spell out how usage will be tracked, what portion is yours and what portion is tenants and how the tenants portion will be allocated to each tenant. 

I have learned to make the description short, spell out phone numbers or web/email addresses, and dont use bullet points, paragraphs or any other post-1970 computer markup.

You now need a Note and a Mortgage document executed which spells out all the terms of the seller financed loan.