Given the nature of small towns, we have personal relationships with multiple members of the board which we believe positions us well for success but of course there is still uncertainty.

I have a few commercial loans that don't report to my personal credit. 

I personally stay away from turnkey companies.

Have an opportunity to assume a VA loan and wondering if I HAVE to do it in my personal name, or if my entity can assume the loan.

Quote from @Mark Thiel: So I’m a total newbie when it comes to real estate investing outside of owning a few personal use homes.

That’s what I’m talking about.. having people on the ground who know their turf and can spot trouble before it smacks you in the face.From what I’ve heard, outfits like Northwest Preferred Property Management or Umbrella Properties in Eugene aren’t just running the numbers.. they’ve seen the weird mid-season repairs and the tenant personalities you’ll never read about in a textbook.

You should do something, what is the question and relies on us getting more clarity on your investment property, personal finances, etc.

I personally use Stessa (included free with your pro/business account) and Monarch.

For traditional loans that rely on personal income and DTI (Conv, govt), there is no requirement that the properties be profitable.

Hi Shawn-Congratulations on starting out on your real estate investing career.You have a question about whether it is good to have your real estate license or not as an investor and you are leaning toward multifamily investing.I personally think having your real estate license is helpful as an investor.Having your real estate license allows you to work with other investors to help them build their portfolios which helps expand your network while being productive, you can research market value more effectively, find out about deals before they are listed, and of course it allows you to collect the commission on purchasing any listed property.To Your Success!