Then I had another say that since this is a community property state if we buy a property in just one of our name's it will still count against both of us as far as the Fannie Mae 10 loan limit is concerned.I do see wording in the Fannie Mae selling guide regarding debt obligation of a property counting against you even if you are not listed as a borrower so I could see the second mortgage broker being right.Anyone have an answer for a tie breaker?

Also, some older houses may not have the breaker box to support the system.

You can just simply let them know that you are interested in buying the home.Use an "ice breaker" to make them feel comfortable...

Both tenants actually had some electricity - the lines connected to every alternate circuit breaker were functioning.

And, good insurance.Even some cheap apartments have swimming pools, so it couldn't be a complete deal breaker.

Union labor costs could be a deal breaker.

Do the units have circuit breakers?

I've been in that situation and lenders typically don't like to see new hard credit inquiries before the loan is actually funded, although if it happens it's usually not a deal breaker (you likely just have to document the reason for it).

Some things are legitimate deal breakers and some simply don't work for some people while they do for others.

If it cashflows and you are ok with that type of market, there is nothing glaring that is a deal breaker with Garfield Heights.