The same amount of work would be involved for a deal 3x as large, focusing on larger deals.Bad tenants will cost you 100's of thousands of dollars.Business associates make better friends than friends make as business associates.

Notice I said consider it, I’m not looking to expose myself to a liability.Scott,I looked at the Georgia Association form and I don’t see where the “special stipulation” field is located.

Sue Savio (Insurance Associates) is a good one as well. 

This will reveal any existing liens, easements, or encumbrances on the property.County Records: Review the property's history and any associated documents in the county's official records where the property is located.

Personally I think the returns for stocks vs real estate are in line with the risks and involvement associated with each.

According to the Houston Association of Realtors’ January 2024 Rental Market Update, single-family home rentals were up fractionally year-over-year, with the average rent up 2.5 percent to $2,225.

This stringent vetting helps mitigate the risk associated with tenant selection.

There is also an apartment owner association in town if you're looking at Point specifically. 

I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23DSCR lenders generally let you vest either individually or as an LLC.

For example, if I take the DSCR loan myself and use a HELOC for the down payment, the property is in my name, but I have friends and associates who might want to invest, say $5k or $10k.