That is predatory and not good business practice but some banks think they can get away with it especially with new investors.

Sometimes it is quicker.The folks at my probate court told me that it is the law that they have to be published somewhere to notify creditors that they have died.

And finally they want success in real estate investing skipping the necessary years of experience, capital accumulation and mastering  lessons regarding real estate principles, law, and finance, by paying a “mentor” (guru) for a 3 day workshop and continual “mentoring”.  

Knowledge of local markets, state tax laws and being a real estate investor are all important in your search for a CPA.

It might be interesting on how to tackle landlord/tenant laws.

Still close by but much more friendly tenant/landlord laws, property taxes are 4th lowest in the Nation, strong appreciation, job growth, population growth, etc. 

Selling Your Home Now: This could be practical as you’d split closing costs with your ex and avoid the obligation to refinance at a higher interest rate.

Find a state with fair laws that are easy to understand and follow.

Obviously you need to take into account tenant landlord laws, if you are investing in Middle America it seems to me that there are many opportunities for double digit cash on cash returns.

Don't forget to familiarize yourself with local laws and regulations; hiring a local attorney can help navigate the legal aspects.