@Bill GulleyWell, it's been almost 10 years since American Homes 4 Rent (AH4R), in December 2012, burst onto the scene in Raleigh and started buying dozens (and ultimately hundreds) of properties a month. 

This will be the biggest driver of change since the Internet.This will eliminate the #1 killer of Americans ages 4-34.Very few will own cars as the nearest car will pick them up cheaply and drop them off at the door of their destination.Goods will be shipped for almost nothing.

After a while Americans need a new car.

Most Americans live from check to check.

Not sure you'll be able to access it in your area, but see if the State charter of the American Bankers Association Directory is available.

So although our deficits may be bad by principle, it's still good to be an American.

One of the tenets of which American was founded were private property rights.

That is the settlement agent's view in a cash transaction, as explained by American Title.If you can't close the A transaction then basically you are selling property before you can take good title, you are conveying a warranty deed prior to paying the consideration stipulated in your purchase contract and selling property that is not yours.

I know the "Toto-istas" will mock me, but I'm a believer in the dirt cheap American Standard Cadet 3.

While I dont agree with 100% (eliminate mortgage debt), his focus on eliminating other debt (over 100 million Americans have credit cards they dont pay off every month and are paying 15-21% interest), having an emergency fund, and using cash for some expenses (it is more painful to peel off bills than to swipe a card) would improve the finances of 95% of Americans.