Now I am interested in coming back to the RE industry after my crash.

Now over a month into the process I'm being asked how I xpect to get 100% financing in relation to having a negative $90K net worth due to my primary residence being upside down stemming from the market crash. 

Funny fact:-the Canadian immigration website is down because the server crashed.

@Elizabeth Wilson  the fact is with a city like Memphis the out of state / country buyers are market makers.. they help far more than they hurt.. they keep prices from imploding.. there are not enough Memphians to buy all the rental houses. with out  your out of area investors prices would have crashed and rents as well as you would have a ton of vacancy and landlords competing for tenants.

My question is what is the better choice to use those funds towards...flipping a SFH or buying duplexes or waiting until another market crash and wait to buy multiple investments?

So, anyone who feels they have something to offer can post their own experience when someone posts a question they feel they can answer.With the real estate market the way it is - we're in a housing shortage since the crash - there is a lot of opportunity for landlords and other income property owners.

because when I asked quicken loans about a buying a 3-4 unit and living there they tell me that FHA only does 1-2 units. of course I aruged this saying since the housing market crash FHA allowed 1-4 units with only 3.5% down. now I watch Bigger pockets almost everyday trying to get started buying my first house to kick off my real estate career and now i get this info that FHA never offered 3.5% down now unless everyone on BP is lieing or Quicken loans lieing to its  Potential clients can anyone help me with this?

Even though 2010 was shortly after the crash I am in the midwest.  

Real estate prices in certain areas are outrageous, and I'm hearing a lot of bears out there pining for a housing market crash before getting in.

It was just greed and fraud that caused housing crash.