This frees up your cash to allow you to keep making transactions and allows them to follow the lender guidelines.For rental, there are lenders that will loan 75% Cash Out, and I have heard of lenders offering more locally out west, with a 3 month seasoning requirement for market value.For primary homes, or house hack strategies, a HELOC may be the best bet, as lenders vary, but overall some strategies will offer the best savings of all.

my agent usually does a 200$ home depot or lowes gift card based on whats closer as well as special gift. example- custom welcome mat or a front door placard with clients last name on it. if its a repeat client or customer or partner it would have to be more personal such as idk maybe local sports team tickets or shows doesn't need to be crazy but they wont forget you ever. 

From what I’ve seen, if one wants a long term rental, Redmond and Prineville would be a better bet.

If I buy betting the neighborhood will improve, the increase in revenue is totally dependent on outside factors over which I have no control.  

Best bet, if you’re motivated, search, or have someone knowledgeable search the all the recorded documents, mtg, foreclosure action, etc.  

I bet we can meet at Salt Hill Pub.

Weekly farmer's market, multiple LARGE cultural festivals, a sufficient music scene draw, some minor league sports arenas (Hockey, Basketball), and a flourishing LGBTQ+ community to boot.   

Best bet is still brokers.

Among the experienced contractors, I'd bet you can't find a single one.All that said, this is your decision. 

Best bet would be conventional with maybe as low as 15-20% down.