[Disclaimer: this will be a commercial service from which I stand to benefit.]I am an assessment scientist with a Ph.D. in Psychology specializing in the development of screening tools.

The psychology of winning in the 21st century by Denis Waitley2.

He studies psychology just so he can market to effect.

Its crazy how the Psychology works.

I've stated many times here in the forums that the life of a smallholder hands-on landlord like me can be psychologically destabilizing.

Once that makes its way into the psychology of the public the market will begin its reset away from speculation and back to end user fundamentals - which will leave it FAR below its current level.Let's not forget that 2011 pricing was still on the high end of historical averages HPI wise and on top of that we've engaged in what is probably the largest stimulus in history to get where we are now.It probably won't be as bad as 2008, but it will be bad.And let me just add that without 3.5% down FHA loans which as far as I'm concerned are subprime for all intents and purposes the lower end market in a lot of the country would be toast.

There is some daffy obsession with renaming everything and twisting the psychology of everything....

I will not be too upset if now student loans get forgiven and I was not compensated by being responsible because  for me it was more about the psychological freedom.

It's about the human condition...and psychology. 

The entrepreneurial spirit faces a still up hill battle from human psychology alone.