@Robert C.March was a harsh kick, April was all about enduring the depth of the blow & dealing with the injury & pain.

This is not a criticism, and nothing is worse than the jerko piling insult on injury by Monday-morning-quarterbacking very expensive crisis decisions.

Nevertheless, for more general liability matters (e.g. slip and fall injury that your umbrella insurance doesn't fully cover) it is nice to have liability limited to each property separately.

My insurance clearly does not cover tenant property and would not cover us with a trampoline on the property. they also would not cover trampoline related injuries if they occur.

And let's just hope that call (if it comes) is only suing you for all past rents (arguable if enforceable - read above), and not an injury, fire, or death that destroys a chunk of your net worth.

Lets say you mow down a pedestrian causing significant bodily injury and a verdict comes back over your auto policy, guess whose investment properties are vulnerable?  

Plus, what if the boyfriend tries to bill you, claim an injury, damage other shrubs/lawn, hit a sprinkler or water line, etc.?

The training had trashed his joints and the close proximity to the massive war machine engines trashed his eardrums and lungs - all from an 8 year tour of duty and none of his injuries were related to combat.

†Realty owners no longer need run the risk of poisoning, death or health injuries associated with poison gas treatment of their homes for termites.

The fund I bought this from started the process in 2012, and this guy has thrown everything under the kitchen sink at this, with 3 BK's, work injury claim, non-compliance, overturning magistrate's decision, etc, etc.