As for low balances, some  borrowers seem to be less inclined to pay the entire amount off since it's a pain to pursue them and expensive to foreclose. 

Prospective tenants for HH properties seem more inclined to post selfies on FB groups and saying "contact me if you have a room" vs. seeking out a good room for rent. 

It is not like the Midwest though lol, Midwest brings some positivity along the way, steady rents and inclines depending on where you go. 

So, I am inclined to just pay the minimum and use the remaining cash to buy an investment property.

My inclination is to use it as a down payment on a SFH Brrrr.

I've been looking for contractors in the area but most of the ones I've contacted are booked until late this year.We are going to close on a single family the Incline District in about 2 weeks and my agent is helping me line up contractors but I want more options.

How can I lean into this so that he is more inclined to consider this option?

They expect me to just commit right then and there when I am not even given any inclination of how in-debt the project would be. 

IMO experienced investors who fix & flip, brrrr, wholesale, etc. on the regular probably aren't inclined to working with an agent since they're used to analyzing deals and have specific metrics they use to measure the viability of the investment.

It also requires gaining a level of sophistication and knowledge that not everyone has the time, inclination or ability to do.