Not sure of the climate of where you're located, but I live in a very rural area with harsh winters. 

PLEASE DONT ADD EXTRA CHEMICAL or Pesticide TO YOUR ENVIRONMENT or house or future home of tenant.The truth is, recommending or using undiluted sodium hypochlorite aka "bleach" to kill mold for new inexperienced person is probably one of the worst things you can do to new landlords in ANY PUBLIC FORUM WHERE YOU DONT KNOW SERIOUSNESS OF SITUATION or health of user ESPECIALLY with VACANT HOUSE WITH water damage.

Hi Dan, It's probably too harsh to say it was a total fraud.

I don't mean this in a way that sounds harsh.  

You can try all the chemicals you want and there will still be that smell when you walk in.

I know its harsh to say when she has two small children but she is doing it to herself.

5)  Was the home flooded with chemicals that you know of?

Too harsh? 

They need to understand that they can't put too many chemicals down the drains because that will kill all the beneficial bacteria in the tank.

In act Arizona issues 4 different categories of mortgage broker licenses.That said, there is a carve out or a seller financed property, but as I recall the limit was 2 in any 12 month period.However, as of 2014, when I last checked, the penalties for non compliance were nowhere near as harsh as the penalties under Dodd Frank or the penalties in a state like Texas where making an out of compliance loan on a homestead can result in loss of the collateral securing the note.