Conventional versus non-qm products have similar pricing, but restrictions on DTI and capped number of properties will limit how far one can go using conventional.We currently have no debt, excellent credit and are pre-approved for a conventional mortgage on the first property.

If a PM can't get rid of you or raise rents to keep up with inflation .... you had better have an amazing credit score etc    Can they look at previous evictions?   

This is a huge plus because it offers liability protection, meaning your personal assets are shielded if there are any legal issues with tenants or the property.Doesn’t Appear on Your Personal Credit: One of the big perks is that these loans don’t get reported on your personal credit profile, so they won’t impact your credit score or debt visibility.

John is it for Protection of assets or do you have other long term goals like getting a  Business Line Of Credit ?

My credit isn't the greatest being that I was running a business and didn't do too well.

Lender had access to my savings account, DTI, credit scores, etc.I put 3% down and used the rest of my savings for the rehab.

., proven syndicators w/ track record) raise money for their deals is the next best move.

I don't know anything about that company but there are so many of them it's hard to keep track.

The good news is that you can fill out a form, provide the receipt of the repair, and they will credit you about 1/2 of the bill

It's a good idea to consult with a real estate attorney or a financial advisor who is familiar with Arizona laws to understand the full implications.If you're considering a joint account with your brother, lenders will typically look at both parties' credit and financial situations.