There is a lot of uncertainty in the market for institutional capital, which funds a lot of these types of loans. 

I have anyone listed a home with core capital?

Even though looking for properties in need of reno is more difficult and likely will require more up-front capital, you will likely make far more money, far more quickly.

The seller was motivated to close quickly, and we negotiated a favorable price of $80,000, allowing us to secure the property at a discount and capitalize on its renovation potential.

I didn't realize it but they did pay for 2 years (40 % capital returned).

This would qualify the property for long-term capital gains treatment. also, if you command decent rents, it’s going to help you flip that property at a higher price point with solid tenants.I also agree with the sentiment that if you decide to flip it and pay tax that’s a good problem to have because it means you made money on your flip and that’s the goal!

The long term capital gains rate for many people is Federal 20%. 

Since our goal is to scale in real estate and we do have the funds, we would prefer to minimize the deposits and invest into reno where necessary and keep the capital for now for improvements, if they arise.

However the initial capital would be too large (panels + room + GPU investment) for me.

I had a back surgery at 34 years old, and ultimately I want to be passively investing, my sweat equity was the only capital i had to get started, so I utilized it well.I also became a licensed and insured general contractor in the state of Indiana and the income from contracting was used to further invest.