Commercial mortgage loans vs Residential non owner occupied mortgage loans vs Residential owner occupied mortgage loans First lien mortgage loans vs Junior lien mortgage loansLicensed mortgage broker vs Licensed mortgage originator Brokering loans to large lending companies vs Brokering loans to individual investors vs Selling existing loansOriginating loans vs Brokering existing loansBasically, having anything to do with consumer loans or residential owner occupied mortgage loans require Federal licensure and compliance.  

I talked to my son about the same topic 4 years ago when he was still a junior in HS. 

Referencing my message above, I'm looking for an ROI calculator for Junior Liens that will get me chunks of cash instead of working towards streams of cash.

I've tried explaining to juniors that problem and then distinguishing yourself from 5000 other TXTs.  

I always tell junior Sailors to "Remember where they came from."

To your point, it's important to choose ADU appropriate neighborhood for this kind of development.However a big percentage of ADU is just converting existing structure like Garage or converting a room into a junior ADU.

Hello @Shana Junior I would be more than glad to help you in your ventures here in Flint, Mi let me know if I could be of any assistance. 

Lenders would want to consult attorneys well-versed in private lending law (they do exist) before jumping into loans in junior lien positions or even in 1st.

I was a junior enlisted sailor at the time (less than 25k per year) and chose to take care of my growing family with me in WA state and not pay my debts on the home in Florida.

Also, unfortunately, they do not all end up like Magic Johnson or Junior Bridgeman once their playing career is over.