Time and funds play a big factor. I

I am under the impression that this will prevent my income being a factor, is this correct?

My current limiting factor is our positively insane market - homes will receive multiple cash offers FAR ABOVE ASKING with no inspection clause.  

Does anyone have before-and-after photos of an old, clapboard, mill factory rehab, four rooms, bathroom addition on the rear of the old house that used to be the porch?

There are lots of personal reasons behind this decision but the biggest factor is that I want to put myself in a better position for retirement income.

When demand outpaces production (during a boom economy), business owners need to INVEST money into things like factories, equipment, increased inventory, a layer of employee management, etc. 

Another huge factor is that interest rates have the potential to jump up, and financing is much much more difficult to acquire in a recession.  

All homes are close to a river, in a old factory town that has some what held up against losing so many factory jobs.

Recently I took the factory tour at Westchester Modular Homes in Wingdale, NY.

There is also a Tyson meat factory there that brings in many people from different ethnicities all over.