Rent to Own and Lease to Own are credit agreements and as such require state licensure as a lender and creates the necessity for a MLO on staff.

. • High levels of unit features and amenities such as garages, in-unit washer/dryers, pools, spas, exercise gyms, the latest technology, etc• May have less cash flow than B or C properties but greater appreciation potential.Class B Properties: • Typically 10-20 years old (Little or no deferred maintenance)• Occupied by both white and blue collar workers • 80% to 120% of an areas median income (the middle class apartment dweller)• Usually renters by necessity, not by choice (can’t buy for one reason or another)• Tend not to move as often as other tenants.• Generally command average rental rates • Property finishes are fair to good and systems are adequate• Includes former Class A apartments that are 10+ years old• Complexes are well maintained• Properties will have decent cash flow and decent appreciation potential.Class C Properties: • Built within the last 21-30 years (varying degrees of deferred maintenance).• Typically occupied by blue collar workers and even some Section 8 tenants• Usually have below market rental rates• The projects have fewer amenities• Renters by necessity. • Properties will have decent cash flow but appreciation has to be created with physical improvements (remodeling, aka rehabbing or repositioning)."

As I stated in other threads, using a PM for most of us, is a matter of necessity not a matter of choice.

I market "MY" properties mostly to California investors that want a hands off investment and 99.9% use my property management company for the day to day operations.I want to add a new twist that my partners believe will necessate involving the DRE, DOC, SEC, or some other agency to complicate our lives.........I don't think we do but I need to look into it..........

For many people internet access is no longer a luxury, but a necessity for employment.

Is it worth it to provide little things like that or should you just focus on the necessities? 

@Sam Duehr the majority of our portfolio is SFRs and that came out of necessity, because I was travelling for work internationally and gone all the time.

If I learned anything here its, bigger is better, large reserves (but how to verify), good Errors and Omissions insurance is a necessity. 

But as you stated, experience is a necessity and i'm not having much luck breaking in either. 

We have the necessities for retail & opted for the small town feel in the middle of the Bay Area.