You need to illustrate the value of the home by highlighting what is newer and what has been upgrade/fixed/replaced to increase the value of the home.

To sort of illustrate the disparity the versions can have too, my Transuion Auto Version 10 comes in at 853 (Auto Version 10 goes to 900), 850 Experian Version 10 (which goes to 850)  all the way down to a low of 737 on my Experian Version 3. 

If you're like me some examples with numbers will help to illustrate the point.Lets say you do a HELOC or cash out refi on your house and get $70,000 dollars cash to invest.  

Brian:I do like the idea of providing transactional funding and have done it one occasion - the recipient was not a wholesaler, but a rehabber who got over ambitious on his commitments and could not swing everything in his pipeline ... but keeping his reputation untarnished was worth the cost of bridge funding.The issue I see is that I would not extend funds to most of the wholesalers with whom I have had contact for many of the reasons illustrated above: they simply do not have their act together sufficiently to give confidence the monies would be repaid.  

(whole integer increase every year is unlikely but illustrative of the analysis)First, by the example cited, the 5th year also becomes the max rate, so if we hold that long, we will know the highest rate forever.

It's leaking whenever the water is turned on and I have a pic below to illustrate the leak.

If we drill into that tactic one step further, presenting a settlement check to the audience to illustrate gains on a note investment takes and treats it all like real property.

@Mark DolfiniI think it illustrates the point nicely, I agree 😁

Not sure if it was a legitimate story, but it illustrates an important point.I suspect though if this situation is real that the investor has not yet seen the end of his/her troubles.

This thread illustrates the difference between investors and rehabors - Investors buy houses and write checks to contractors - people who rehab may do much of the work themselves.