A better comparison is to compare your potential real estate investment to whatever else you might do with the money.

@Cody Baum - Can you become an investor focused agent and get practice in real estate without it being your own money? 

You will make a better return with less risk keeping your money in a CD or bond. 

We used $100k of private money and the rest was personal cash.

And even here, you still need to be "active" to research who you are lending your $$ to, and due diligence on the deal itself prior to investing your money.

Thank you in advance for helping me navigate this decision.I have a long history of fix and flips in several states and the first thing I want to point out is that you make your money in the "buy".

pack your trips with showings and meetings.if it's not worth it to you to spend some time and money doing that... then don't spend tens of thousands of dollars on a property.

@Richa Wardhan every investor has to find their own answer to your basic question - focus on portfolio growth or paying off what you have.Portfolio Growth leverages your money using loans and tenants paying off these loans.

Best of luck with your flip, go make some money!

Got insurance involved and use that money to remodel the entire inside, and add a new roof.