I saw on Seth's website he actually did a review of Mark's program and ultimately recommended it (while mentioning things he didn't like as well). 

Your thought process on the contractor providing quotes to possibly "win" a job may seem correct on surface level as a lot of businesses offer "free-mium" products - but ultimately time is money, especially in real estate where good contractors are in high demand and could better spend their time finishing a project before accepting the next one. 

Ultimately, having a guarantor offers added peace of mind.

I have two kids under 1.5 years old, work 50-60 hours a week, and I’m in the military part time, so it’s ultimately a lot to keep track of and I want to set myself up for success and not screw myself in the long run. 

From a business perspective only the choice would be stay right where you are.But you are at a time where a vacation rental you can use yourself is attractive. 

Ultimately, I want our investments to cover all of our expenses.

With over 20 years of investing experience in the area, I've seen firsthand how Tampa's strong job market, affordable housing, high rental demand, and consistent property appreciation make it an excellent choice.

The best choice depends on specific priorities, such as rental income versus long-term appreciation, school quality, and ease of management.

A generalist is interested in many asset classes and strategies, making it impossible to focus.The best way to steer clear of analysis paralysis is to research, build relationships, and get the confidence to make a first choice regarding your intended asset class.

But ultimately this could fail and I could have to move back to KY.