Unfortunately, going in person is by far the best bet, but I know how inconvenient it can be.  

I’d bet on my abilities any day over leaving my money with Wall Street to handle.

I bet San Antonion is booming with so many people moving to Texas.

I bet there are government loans out there for this.So what if you bought an entire block of apartment buildings, filled with section 8.

I plan to buy from those suckers when they're out on their *** in a few years because they didn't plan ahead.

This may be your best bet.

But then if you can live off other income and pay those suckers down, now you're talking free and clear, nothing but flow in a relatively short period.

Some people hedge their bets, and go 50/50 fixed/variable (or some other ratio according to their best gambling/research beliefs, but then focus on paying one down quicker than the other once rates actually change). 

Soon is defined as 5 years or less.So assuming that’s the case your best bet will be high yield savings account (ally bank is around 1.75 percent I think) or a money market account

So in a severe fire it would make sense to offer land value , but yeah getting a contractor in there would be my best bet.