I always try to do things that will have the most positive effect on my business first especially in the mornings when I have the most energy that way when my energy drops as the day goes on I can relax a litte because the most important tasks I had are already done and I get pick and choose the other tasks that aren't as high on my to do list or I just have someone else do them for me to save myself energy hope this helps 

Your social anxiety can be compared to a weak muscle.

Usually their terms are more relaxed, i believe, even though their % interest on the loans might be a little higher (not a big deal).They might also be more likely to make a mistake and give you a bigger loan than you need, but the same is true of the big banks as well.

With more relaxed rules from July 2018, it makes a lot more economic sense to invest into building an ADU: http://www.sanjoseca.gov/DocumentCenter/View/78534

Use the best ones3) RELAX!!

As my networth has gone up, I have relaxed a lot on my spending habits. 

You should be working your arse off right now so you can relax and be comfy later.

Flipping can be useful to manage short term cashflow needs and to build up some muscle.

I enjoy reading a good book in the park, golf really relaxes me.

Be certain you're outside the city and in general, the laws are more relaxed.