I use a loan servicer who processes the borrowers payment and then sends to me.

I know a lender that does 15% down on investment loans.

They will go up to 100% loan to value or LTV (or used to). 

I don't yet have an estimate on cost.I've never used insurance for something like this because A) I've never had an expensive repair and B) I fix most stuff myself on my Denver units.Question is: Should I file a claim or will the insurance company raise my rates so much that it makes it not worth it. 

I did trying to do one subject to loan an my real estate investor didn't know much about it. 

The true censorship now is basically anything that makes the company looks bad, and that's not for the best of the forums.

House care, lawn care, condition of cars, street conditions, absence of pay-day loan shops... basically all the things you look for when determining where to live yourself. 

My in-laws loaned us the total purchase price minus $5,000 on a 3% interest rate.

I have a local handyman that helped me hired junk removal company and pest control for the roaches.

That doesn't seem right about having to chase your money - but would need a lot more info to provide a better opinion. also are you investing in one property and is your name secured or you giving an unsecured loan?