You may want to check out the RICH club, they have a monthly meeting just for women and seasoned investors share their experiences with those who are beginners and it's a no pressure environment.

Feeling safe is totally different, personally for me, I don't feel comfortable in renting to Class C- or lower properties because of the general environment and it does not attract the kind of tenant I want.Whether you decide to buy your own place or rent to others, run the numbers, be comfortable with whatever choice you make.

At some point you will want to get out and network with people outside of the digital environment, and these are a good place to start.Good luck,Andy

I am interested to hear people's ideas on the environment for flippers going forward as the deals are "drying up" as they say.

Thanks to everyone that has gave me a warm welcome to this fine professional environment and I look forward to learning from each and everyone of you and possibly doing some deals. 

We have all lived in a very comfortable environment of low-interest rates and quantitative easing/easy money policies for a number of years, and this has benefitted both home owners and ordinary real estate investors with low leverage costs.

Well unlike Account Closed  advice I don't think he saved you 25k in fees  LOLthis is quite simpleyou have the developer sell you the lots.. on  contract  .. the developer then subordinates his beneficial interest in said contracts to the Banks construction loan.. you are the owner you build and then sell.You can do a participation note with seller.. so they get a fixed number plus a little interest on the note and then a % of profit if you wish.now the only wrinkle will be if the construction lender will allow a junior loan on this and you having no real skin in the game.If the construction lender wants the lots as true equity.then you would need to for a JV agreement with developers portion the lots.. and what ever your business arrangement is.. if the developer has less than 20% interest in this newly formed LLC for these two build jobs.. then they will normally not be required to sign on the construction loans.Construction loans in today environment are very tough especially specs.My Portlandia bank will give me 12 specs and my Charleston bank will give me 6. so i can have 18 homes going at one time.  

I also think cash is crazy in today's interest rate environment...unless you plan to immediately refinance.

forget investing for the moment your whofully undercapitalized.. and you could end up losing whatever you have.if you want in real estate and your working part time now.. get a RE license cost maybe a grand.. so spend that on education.. get in with a top flight broker on their team.. earn while you learn.. then start saving money.. hang with the club that does deals  IE real estate agents.. you will find off market deals before anyone else and you don't have to send or spend money on marketing to get them its all in the club.short of that take your degrees and energy and move to a better work environment.

I broker as well as direct lend.Which has better interest rate pricing (retail or wholesale) bounces back and forth over time.Currently, retail has the best interest rate pricing for conforming loan amounts across the board, and wholesale for jumbo.Small mom and pop independent mortgage brokering is not economical in the current compliance environment.