Before I make a purchase, I want to make sure I'm choosing the right product.

There are other investor products available to where you do not need tax returns to qualify.  

Manageable Renovations: The $25,000 needed for repairs was a reasonable investment to enhance the property's value.

Some products allow up to 85% loan to value. 

Key is make sure you have a good surveyor and title company. s far as being ready all about the market in that most people who purchase either one of these products are not interested in any maintenance and would rather pay monthly dues. 

@Ken Brown, I am a litigator and primarily defend companies in products liability litigation. 

And are they production builders that to provide the product at the cost they do use basically the least expensive materials possible and beat the crap out the subs pricing.so there is a fine line there you cant pay low price and expect supreme product..

Navajo white-Sherwin Williams (IMO a little bit yellow beige)  or Maison Blanche @ Lowes-is the Sherwin Williams/HGTV product they sell (IMO a little more beige/taupe) 

I did see that a car was in the works that eclipses 35 mpg's and lays down a 0-60 time in 4.7 seconds.Doubt it will see production though.

We bought the property for $218,000 on 2/28/2024, spent $2,500 on repairs, and enhanced its appeal with minor touches.