I did get a list of demo contractors from the local jurisdiction but they weren't endorsing anyone in particular so I thought I'd reach out to BP to see if anyone had any recommendations.

I sold it and made $64,000 including agent fees and and closing costs.This spurred me on to get my residential endorsement and building licenses.

Much of it seems like costs I can't do much about but then there's a section that says "services you can shop for" and has a list of costs:Services You Can Shop For $4,021 Survey $350Title - 24 Month Chain of Title $250 Title - Anti-Predatory Lending Database Fee $150 Title - Closing Indemnfication/Protection Letter Fee $75 Title - Email Fee $25 Title - Endorsements $500 Title - Lender's Title Insurance $1,028 Title - Settlement Fee $1,600 Title - Title Insurance Services $3 Title - Wire Fee $40 Since this is my first mortgage, are the costs of these fees pretty similar everywhere?  

The Traditional IR annuity document is referred to as an “endorsement,” and must be a prototype documentThe endorsement, along with a state-approved insurance contract, make up the opening document. 

The standard AI endorsement for owners reads it covers the AI for “your” acts or omissions.

Have them send samples of all the forms and endorsements. 

I have my MLO endorsement and have originated millions in mortgages but even this guy almost pulled the wool over me.  

Not much of an endorsement for using my financing, huh?

You'll probably be better off by getting a state approved sale contract and then assigning that contract, endorsing your rights to purchase.

Below is a summary of how I got to where I am:Original Estimate (this is what I received when deciding between lenders)Loan Origination - $0Title - Endorsement Fee - $145Title - Lender's Title Insurance - $1,195Title - Settlement Fee - $575Total - $1,915Original Full Loan Packet (This is the full loan packet that I signed once I decided to go with them)Loan Origination - $0Title - Endorsement Fee - $145Title - Lender's Title Insurance - $1,195Title - Settlement Fee - $575Survey Fee - $400Total - $2,315I'll spare everyone the details, but in short for various reasons earlier this week the property sales contract with the seller was updated to increase the Sales Price by $6K and reduce the seller credit toward my costs by $6K (so it should net out the same for me).