A good tenant that's really dug in for the long haul is worth their weight in gold.

I figure this time is worth its weight in gold and also to be my most important key to success.

It is NOT an appraisal, it's an assessment, your analysis, your numbers but it is not an appraisal.Sounds like you want to use the term to give more weight to your assessment and present is as something it is not.

Not sure this is how the American dream is supposed to play out.

Some more heavy weights weigh in on Phoenix. http://www.bizjournals.com/phoenix/news/2013/02/13/another-real-estate-boom-for-phoenix.html?

My husband and I are looking forward to helping some of those dreams come true.

Pennys types.Your credit score is developed through a stistically weighted computation of different types of credit, not all credit lines are equal, your income is reported on applications, it determines your ability to pay and debt limits, which also are computed, these can bring scores down as well.

My one suggestion is that before you buy your first dream house, stay where you are and buy a couple of rental properties first.

Bill, check those dirt calc.s.A typical triaxle straight frame dump truck is 18 cy's, loose dirt, to meet weight restrictions.

I would at least then no longer be getting punished for pursuing my dream.