That's pretty phenomenal.I have a great work ethic.

That's pretty phenomenal.I have a great work ethic.

The only thing pending right now is the appraisal (ETA: Jan 31) and the Home Insurance (After Appraisal).If Lender X rates (2.75%) come in significantly below Lender A's rates (3.0%), I see two scenarios:I move to Lender X - potentially jeopardizing the deal and have the Appraisal moved to Lender X or maybe paying for another appraisal altogether.I stick with Lender A and ask them to match this new Loan Estimate from Lender X.My questions are:Would it be ethical to do this to the Lenders? 

@David West, The property you're selling would certainly qualify for 1031 treatment. 

So being in denial about it and refusing to work unless it is full price is silly for all but the very busiest agents.Second, it is a violation of Realtor ethics and of your fiduciary duty to your clients to steer your clients away from houses with lower commission rate or not show them houses which don't pay you enough.

With that work ethic and learning discipline, I’m sure your brrrr deals will only get better with time.

Do this ethically.

Every PM is biased by their work ethic and their agreement. 

While you maybe skeptical about the application / execution of the Realtor Code of Ethics, at least is applies.While agents love to "double end" a deal, many times other agents bring the buyer. 

You will be held to a higher standard of disclosure and ethics if you do become licensed.