Quote from @Roli E.: Thanks  for the insight, they ended up adding an invoice to the escrow statement. 

It is the top floor unit out of 10 units total and the large lap pool is just above it I E penthouse with a pool but I don’t have to pay the penthouse price.

There are seasonal dips in income here on the barrier island of E Florida. 

Some lenders specialize in asset-based lending, considering rental income on Schedule E, especially if you have strong rental history.

If you want to e-mail me the site plan the engineer came up with I'd be glad to take a look at it and see if there are any inefficiencies in it.

I own and operate a STR nearby in a strong area (Morningside just off of E Warren).

Once you move forward with someone you have vetted and feel comfortable with co-living, you can use the message templates to inform your tenant, upload your lease for e-signing, and collect a deposit and rent.

Quote from @Tiffany E.

Quote from @Scott E.: Quote from @Carlos Ptriawan: totally agree, key point is don't lose money by not having complete understanding of future risk.we're in the great collapse of CRE market and LP is destroyed because the passive investor is the dumb money, time is important but not to lose money is incredibly even more important , the total collapse in many commercial real estate sector is way beyond 2008 as it seems.Carlos, where are you seeing that "we're in the great collapse of the CRE market" ?

Can you please share the form, thank youYou might consider this more recent thread https://www.biggerpockets.com/forums/51/topics/816680-real-e...