I've had smooth loans close with Kiavi and I've had rough ones, same with Roc.When Loans start to be troublesome:1) The borrowing entity docs are a mess2) The appraisal numbers are lower than expected3) Messy background reports4) Loans happening in an environment where market/rate fluctuating unpredictably 5) Your loan officer and their team are poor at their job6) Title issues that depend on county docs, that can be slow and painfulThere's more but it's Friday and I'm tired....

Been doing my homework and looking around to team up with some excellent individuals and create a working system.  

My wife and I are a team in our business too.

Insurance right now is wild, so I'd get a solid broker on your team - I'd be happy to share my contact if that would help.Also, aren't most of the existing insurances shared on the OMs for the properties? 

Quote from @Ruben Diaz: Good evening team!

Go to BUILD YOUR TEAM at the top of the screen and look for local investors or meetups in your area.

You could also team up with another investor to afford better deals or start wholesaling to build cash before buying rentals.

The biggest mistake I see out of state investors make is relying on others too much for direction and guidance instead of doing their own due diligence and building their own team that they actually meet and interviewRelying on one person who alleges that they have a 'team' built already that you can use as well can be a costly mistake.

I work with a lot of other real estate related businesses and closing teams that refer business to us. 

I have been on board with an all military affiliated team with Coldwell Banker Vanguard;The Military Group for about a year.