What's funny is I took 2 loans from 401k in the span of 10 years, so after I move the money, in 10 years my $20k becomes $600k.

I want to do an FHA loan, except for the fact that I don't have the few year span of tax documents needed to get a bank loan.

I use to create a spreadsheet of cost of each item and expected life span.  

My extensive history with ALE SOLUTIONS spans from 2006 when I served as a licensed realtor with deep industry knowledge.

It's been up and down with expected repairs coming up (HVAC, plumbing, misc. repairs) that has shaken my cash flow over that time span.

And than I explained, how old is the roof, the entry systems, unit cabinets, flooring, asphalt, heating plants, water heaters, all the component's that are necessary to generate revenue and that have life spans, that wear out, where are they at in there life span????? 

I would be in charge of running the project, construction, all costs, I would float the project.Once the first unit is completed we would put financing on it and the proceeds would then fund subsequent phases, enabling us to progress through the project over a multi-year timeline, likely spanning 3-5 years.Estimated my construction cost would be 350,000 per building (pure cost no profits).

Not thrilled about it, but it has been just over 2 years since my last purchases (purchased $4m in Dec 2021), they had a private beach (there is not going to be addition beaches at least not in human lifetime spans), the market is down just over 10% from its height, and it is a place I would enjoy visiting.  

What I would do is have something in writing as part of the offer that my bid is based on the systems in working order (or some estimated life span left)We will spend $30k to inspect them all and if any are deemed required to be replaced we will credit X at closing.

Also, betting on appreciation for a short span (2 years) sounds too risky, as there's a lot of volatility that can happen in just 2 years.