With more relaxed rules from July 2018, it makes a lot more economic sense to invest into building an ADU: http://www.sanjoseca.gov/DocumentCenter/View/78534

Not just a house, but a place that they can come back to at day's end to relax, be comfortable and feel safe.   

Fortunately, lenders are beginning to find new loan products to entice those hesitant buyers off the fence; 12 month bank statements for income, no income verification for non owner properties, relaxed credit standards. 

Relax and have a good time!

Portfolio lenders typically follow the same (75%-80%) rule and consider the additional income from your properties and perhaps relax on the debt to income ratio and as long as the deal makes sense and generates positive cash flow.  

The problem which was brought to my attention was there is no where for them to hang out and relax as a group while limiting their drive times. 

I definitely need to just relax and figure out the right move.

Assuming all of the above question's answers are a "no", then go enjoy an adult beverage and relax.  

Hello BP! Another new-ish investor and I are meeting for coffee this Sat at 2pm to discuss pretty much anything that comes to mind. FYI this is just a casual meet / greet. If anyone else is interested, comment below a...

Good morning all, Vacation rental owners, how much thought do you put into creating the most relaxing situation possible for your guest?