I’ve used the large national and regional banks as well as smaller local ones.

I think identifying these markets that have a history of vacation rentals (so STR regulations are not worried about), near State or Regional Attractions (alot of national attractions may be priced out but not all), while also being affordable for the average STR investor.

But most get sucked in by cash flow on paper.. when in fact its TRASHFLOWThese properties are in the neither and in the mid-South region of the country.Thanks for the suggestion.

Any recommendations for a good area to consider in the Tri-State or eastern PA region?

I'm in the Western White Mountain Region in New Hampshire if you decide to do stuff up here, I know enough about STR to be dangerous

I typically use regional banks to fund my deals but my 2 go-to banks have either slowed or fully stopped investment loans so recently I've connected with several online brokers but all came from ads or they reached out to me vs personal recommendations and intros so I have concerns. 

Because of this is an investor stupid if they are expecting help for their region when a natural disaster hits. my city recently had flooding in non flood zones.  

Arizona’s steady flow of out-of-state buyers and rental interest, along with its attractive tax environment, makes it a top choice for investors who prefer markets with minimal seasonal fluctuations.Southern California: Coastal Appeal with High DemandCalifornia as a whole can experience seasonality, especially in its northern regions.

So investor is looking at a lot of regional to mom and pop or small franchisee tenants with more risk.

(Bakkt is owned by ICE which also owns the New York Stock Exchange).There is geopolitical turmoil all throughout the world ( US and China tariffs, Venezuela, ect.)Bitcoin which is seen as digital gold has been used as a safe haven to transfer wealth out of oppressive regions of the world.